

The segments retail products include mutual funds and variable product funds underlying insurance and annuity separate accounts. Its international retail products are primarily provided through third-party financial institutions. domestic products and services and Threadneedle primarily provides international investment products and services. The Columbia Management business primarily provides U.S. It also provides products and services on a global scale through two complementary asset management businesses: Columbia Management and Threadneedle. The Asset Management segment provides investment advice and investment products to retail and institutional clients. The Advice & Wealth Management segment provides financial planning and advice, as well as full-service brokerage and banking services, primarily to retail clients through the company's financial advisors. It operates through the following business segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The firm provides financial planning, asset management and insurance services to individuals, businesses and institutions.
